Objective of Financial Inclusion will be achieved through opening no frill bank accounts under the ambitious Jhan DhanYojna. The person opening new account under the scheme will be benefited includes the all important zero balance account, debit card and special credit card. With the help of this account, bank account holder can even raise overdraft as per the capacity to repay. All these benefits are associated to motivate people for opening bank account. But if we are looking for sustainable and stable financial inclusion, people need to maintain these accounts through proper financial planning and awareness of financial instruments available in the market. Financial Education and Financial Planning envisages both short term and long term savings. A portion of the savings is invested or parked in certain assets. There are various investment options includes Bank Deposits, Government Saving, Shares, Mutual Funds, Insurance, Commodities, Bonds, Debentures, Company fixed Deposits. Study comprises SEBI’s role and its participation in sustainable financial inclusion
