The aim of this paper is to study the flexural behaviour of Ferro-cement panels and the comparative study of panels via using welded square mesh and chicken (or) hexagonal wire mesh and also using partial replacement of coal fly ash addition of 5%, 10%&15%. The test results of single and double layer panels of 30 mm thickness. In this study, all the specimens were divided into four groups to investigate the strength and behavior of ferrocement flat panels subjected to two-point loading. Forty eight Ferro-cement panels with dimensions of 500mm x 150mm x 30mm were constructed and tested.